Private Financial Dashboard

Find your financial independence date.

A transparent FI date based on the assumptions you choose. Adjust your inputs, compare scenarios, and see how each choice shapes your path.

Get your date

Create a private dashboard in ~2 minutes. No advisor access required.
Private by design—your inputs aren’t shared with an advisor or broker.

How it works

Three inputs.
One clear answer.

Input your assets

Enter your investable assets, current savings rate and expected return assumptions. You control every variable.

Model your roadmap

Compare the assumptions you choose and see each scenario recalculate instantly. Every projection is traceable and reproducible.

Explore your FI date

See the FI date your chosen spending, savings, return, and withdrawal assumptions produce.

Live Calculator

Enter your details.
Receive your date.

Adjust assumptions and compare scenarios. The model recalculates instantly, with every input and result visible.

Current assets $482k Annual spend (target) $96k Annual savings $38k Expected annual return 6.8% Withdrawal rate 4.00%

Illustrative only—not financial advice. This model assumes constant nominal returns and reflects the inputs you choose.

Your number $2,400,000

Your date JAN 2039

Time to FI 12y 8m

Progress to number 20.1%

$482k today $2.40M target

Projection Based on your assumptions

Get your date

The numbers that matter to people who've earned them

Beacon users are serious about their money. They've built real wealth and they want to know what it means. These are the results they see when they use Beacon.

"Beacon lets me see exactly how my assumptions shape my financial-independence date."

- Alicia Brown

2X Canadian Olympian

Screenshot of the Beacon dashboard showing transparent calculations

2.3

Years earlier than expected

Average surprise when users see their actual number. Based on surveyed Beacon users.

100%

Transparent calculations

Every assumption visible, every number traceable.

FAQ

Clear answers before you model your date.

Does Beacon connect to banks?

No. Beacon does not connect to banks, brokerages, or financial institutions. You enter financial information manually. Learn more about Beacon as a private net worth tracker with no bank sync.

Is Beacon financial advice?

No. Beacon is a deterministic modeling and record-keeping tool. It is not financial, investment, tax, legal, or retirement planning advice.

Who is Beacon for?

Beacon is for people who want to manually track investable assets, test financial independence assumptions, and understand how savings, spending, returns, and withdrawal rate affect a projected FI date.

How is an FI date calculated?

Beacon calculates an FI target by dividing annual spending by the withdrawal rate, then projects current investable assets plus ongoing savings at the expected return until that target is reached.

What are investable assets?

Investable assets are assets that can realistically support future spending, such as cash, taxable investments, retirement accounts, and other liquid or income-producing investments.

Find your financial independence date.

Three inputs.One clear answer.